Finance

How to Improve Your Credit Utilization Ratio?

Written by: Segun Akomolafe Your credit utilization ratio is one of the most influential factors affecting your credit score. At 30% of your FICO score calculation, it carries significant weight in determining your financial reputation. Yet many people overlook this powerful lever for credit improvement. This article covers some valuable tips on how to improve […]

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Savings Vs. Investing: Which One Should You Choose?

Written by: Segun Akomolafe In the journey toward financial security, you’ll inevitably face the savings versus investing dilemma. Both strategies serve distinct purposes in your financial toolkit, but understanding when to use each can dramatically impact your long-term financial health. In this article, we’ll analyze the critical topic of “Savings Vs. investing: which one should

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15 Best Online Banks For Reliable Savings

Written by: Segun Akomolafe In today’s digital world, online banks have revolutionized how you manage your money. Without the overhead costs of physical branches, these institutions often offer higher interest rates and lower fees than traditional banks. But with countless options available, finding the right fit for your savings goals requires careful consideration. In this

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